Lendage in Nebraska vs the state
10.8%Denial rate-1.72 pts vs state
12.0%Decision denial rate-3.14 pts vs state
69.4%Origination rate+2.09 pts vs state
11.00%Median rate+4.38 pts vs state
4.96Rate spread (pts)+4.74 pts vs state
$99kMedian applicant income
77Loans originated
12Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 74 | 49 | 18.9% | 13.75% | #99 |
| 2024 | 130 | 91 | 14.6% | 12.75% | #82 |
| 2025 | 111 | 77 | 10.8% | 11.00% | #99 |
What Lendage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Lendage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 40 | 25 | 6 | 15.0% |
| Lancaster County | 24 | 19 | 1 | 4.2% |
| Sarpy County | 9 | 6 | 1 | 11.1% |
| Washington County | 4 | 3 | 0 | 0.0% |
| Cass County | 3 | 3 | 0 | 0.0% |
| Platte County | 3 | 1 | 1 | 33.3% |
| Dodge County | 3 | 1 | 1 | 33.3% |
| Buffalo County | 2 | 1 | 0 | 0.0% |
| Hall County | 2 | 1 | 0 | 0.0% |
| Nemaha County | 2 | 2 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 111 applications in 2025, of which 77 were originated and 12 denied.
10.8% of all applications, or 12.0% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Lendage originated in Nebraska in 2025 was 11.00%, against a statewide median of 6.63%.
About this data. Figures are Lendage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology