JPMorgan Chase Bank in Nebraska vs the state
12.8%Denial rate+0.29 pts vs state
17.9%Decision denial rate+2.72 pts vs state
59.0%Origination rate-8.31 pts vs state
6.49%Median rate-0.13 pts vs state
0.11Rate spread (pts)-0.11 pts vs state
$114kMedian applicant income
161Loans originated
35Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 136 | 84 | 9.6% | 6.75% | #77 |
| 2024 | 177 | 111 | 15.3% | 6.63% | #73 |
| 2025 | 273 | 161 | 12.8% | 6.49% | #60 |
What JPMorgan Chase Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 115 | 68 | 16 | 13.9% |
| Lancaster County | 48 | 28 | 5 | 10.4% |
| Sarpy County | 40 | 23 | 5 | 12.5% |
| Lincoln County | 5 | 2 | 2 | 40.0% |
| York County | 4 | 2 | 2 | 50.0% |
| Platte County | 4 | 3 | 0 | 0.0% |
| Buffalo County | 4 | 3 | 0 | 0.0% |
| Dodge County | 4 | 4 | 0 | 0.0% |
| Otoe County | 3 | 3 | 0 | 0.0% |
| Washington County | 3 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 273 applications in 2025, of which 161 were originated and 35 denied.
12.8% of all applications, or 17.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans JPMorgan Chase Bank originated in Nebraska in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology