State Employees Credit Union of Maryland in Delaware vs the state
38.7%Denial rate+20.51 pts vs state
43.9%Decision denial rate+21.21 pts vs state
49.3%Origination rate-9.86 pts vs state
6.00%Median rate-0.63 pts vs state
-0.10Rate spread (pts)-0.37 pts vs state
$103kMedian applicant income
37Loans originated
29Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 75 | 37 | 33.3% | 6.25% | #89 |
| 2024 | 65 | 34 | 33.9% | 6.88% | #96 |
| 2025 | 75 | 37 | 38.7% | 6.00% | #95 |
What State Employees Credit Union of Maryland lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most State Employees Credit Union of Maryland applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 65 | 33 | 24 | 36.9% |
| New Castle County | 8 | 3 | 4 | 50.0% |
| Kent County | 2 | 1 | 1 | 50.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 75 applications in 2025, of which 37 were originated and 29 denied.
38.7% of all applications, or 43.9% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans State Employees Credit Union of Maryland originated in Delaware in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are State Employees Credit Union of Maryland's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology