TD Bank in Delaware vs the state
30.5%Denial rate+12.32 pts vs state
38.0%Decision denial rate+15.29 pts vs state
49.3%Origination rate-9.92 pts vs state
7.67%Median rate+1.04 pts vs state
0.60Rate spread (pts)+0.33 pts vs state
$110kMedian applicant income
236Loans originated
146Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 519 | 264 | 32.8% | 8.12% | #19 |
| 2024 | 505 | 263 | 28.7% | 8.44% | #25 |
| 2025 | 479 | 236 | 30.5% | 7.67% | #27 |
What TD Bank lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most TD Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 310 | 155 | 97 | 31.3% |
| Sussex County | 104 | 54 | 25 | 24.0% |
| Kent County | 65 | 27 | 24 | 36.9% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 479 applications in 2025, of which 236 were originated and 146 denied.
30.5% of all applications, or 38.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans TD Bank originated in Delaware in 2025 was 7.67%, against a statewide median of 6.63%.
About this data. Figures are TD Bank's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology