Homebridge Financial Services in Delaware vs the state
27.9%Denial rate+9.78 pts vs state
30.7%Decision denial rate+7.92 pts vs state
60.3%Origination rate+1.10 pts vs state
10.41%Median rate+3.79 pts vs state
0.15Rate spread (pts)-0.12 pts vs state
$107kMedian applicant income
41Loans originated
19Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 46 | 27 | 34.8% | 6.38% | #106 |
| 2024 | 45 | 27 | 22.2% | 6.88% | #117 |
| 2025 | 68 | 41 | 27.9% | 10.41% | #102 |
What Homebridge Financial Services lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 28 | 21 | 5 | 17.9% |
| Sussex County | 21 | 11 | 8 | 38.1% |
| Kent County | 19 | 9 | 6 | 31.6% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 68 applications in 2025, of which 41 were originated and 19 denied.
27.9% of all applications, or 30.7% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Homebridge Financial Services originated in Delaware in 2025 was 10.41%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology