Trumark Financial Credit Union in Delaware vs the state
23.3%Denial rate+5.14 pts vs state
27.6%Decision denial rate+4.86 pts vs state
59.2%Origination rate+0.03 pts vs state
6.74%Median rate+0.12 pts vs state
0.00Rate spread (pts)-0.27 pts vs state
$141kMedian applicant income
61Loans originated
24Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 110 | 62 | 26.4% | 7.43% | #72 |
| 2024 | 61 | 37 | 23.0% | 7.74% | #105 |
| 2025 | 103 | 61 | 23.3% | 6.74% | #82 |
What Trumark Financial Credit Union lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Trumark Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 74 | 40 | 19 | 25.7% |
| Sussex County | 23 | 17 | 3 | 13.0% |
| Kent County | 6 | 4 | 2 | 33.3% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 103 applications in 2025, of which 61 were originated and 24 denied.
23.3% of all applications, or 27.6% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Trumark Financial Credit Union originated in Delaware in 2025 was 6.74%, against a statewide median of 6.63%.
About this data. Figures are Trumark Financial Credit Union's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology