Dexsta in Delaware vs the state
2.9%Denial rate-15.27 pts vs state
3.1%Decision denial rate-19.68 pts vs state
90.8%Origination rate+31.56 pts vs state
7.00%Median rate+0.38 pts vs state
0.47Rate spread (pts)+0.20 pts vs state
$127kMedian applicant income
157Loans originated
5Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 106 | 106 | 0.0% | — | #79 |
| 2024 | 190 | 168 | 4.7% | 7.50% | #51 |
| 2025 | 173 | 157 | 2.9% | 7.00% | #59 |
What Dexsta lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Dexsta applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 163 | 148 | 5 | 3.1% |
| Kent County | 5 | 5 | 0 | 0.0% |
| Sussex County | 5 | 4 | 0 | 0.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 173 applications in 2025, of which 157 were originated and 5 denied.
2.9% of all applications, or 3.1% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Dexsta originated in Delaware in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Dexsta's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology