Franklin Mint in Delaware vs the state
24.4%Denial rate+6.22 pts vs state
31.5%Decision denial rate+8.72 pts vs state
51.3%Origination rate-7.94 pts vs state
4.99%Median rate-1.63 pts vs state
-2.23Rate spread (pts)-2.50 pts vs state
$126kMedian applicant income
82Loans originated
39Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 190 | 95 | 32.6% | 2.99% | #51 |
| 2024 | 148 | 78 | 31.1% | 7.99% | #58 |
| 2025 | 160 | 82 | 24.4% | 4.99% | #61 |
What Franklin Mint lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Franklin Mint applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 143 | 73 | 34 | 23.8% |
| Sussex County | 10 | 6 | 1 | 10.0% |
| Kent County | 7 | 3 | 4 | 57.1% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 160 applications in 2025, of which 82 were originated and 39 denied.
24.4% of all applications, or 31.5% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Franklin Mint originated in Delaware in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Franklin Mint's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology