Citibank in Delaware vs the state
18.6%Denial rate+0.41 pts vs state
30.2%Decision denial rate+7.50 pts vs state
42.9%Origination rate-16.33 pts vs state
6.06%Median rate-0.56 pts vs state
-0.28Rate spread (pts)-0.55 pts vs state
$175kMedian applicant income
30Loans originated
13Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 68 | 39 | 5.9% | 5.38% | #94 |
| 2024 | 75 | 35 | 10.7% | 6.38% | #90 |
| 2025 | 70 | 30 | 18.6% | 6.06% | #99 |
What Citibank lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Citibank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 32 | 10 | 9 | 28.1% |
| Sussex County | 31 | 18 | 1 | 3.2% |
| Kent County | 7 | 2 | 3 | 42.9% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 70 applications in 2025, of which 30 were originated and 13 denied.
18.6% of all applications, or 30.2% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Citibank originated in Delaware in 2025 was 6.06%, against a statewide median of 6.63%.
About this data. Figures are Citibank's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology