GTE Federal Credit Union in Delaware vs the state
27.3%Denial rate+9.11 pts vs state
27.3%Decision denial rate+4.54 pts vs state
72.7%Origination rate+13.54 pts vs state
8.75%Median rate+2.13 pts vs state
1.55Rate spread (pts)+1.27 pts vs state
$132kMedian applicant income
16Loans originated
6Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 10 | 42.9% | 10.63% | #153 |
| 2024 | 36 | 22 | 27.8% | 9.88% | #133 |
| 2025 | 22 | 16 | 27.3% | 8.75% | #176 |
What GTE Federal Credit Union lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most GTE Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 9 | 8 | 1 | 11.1% |
| Sussex County | 8 | 3 | 5 | 62.5% |
| Kent County | 5 | 5 | 0 | 0.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 22 applications in 2025, of which 16 were originated and 6 denied.
27.3% of all applications, or 27.3% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans GTE Federal Credit Union originated in Delaware in 2025 was 8.75%, against a statewide median of 6.63%.
About this data. Figures are GTE Federal Credit Union's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology