Figure Lending in Delaware vs the state
26.6%Denial rate+8.48 pts vs state
28.6%Decision denial rate+5.90 pts vs state
46.3%Origination rate-12.86 pts vs state
9.78%Median rate+3.15 pts vs state
3.25Rate spread (pts)+2.98 pts vs state
$110kMedian applicant income
120Loans originated
69Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 123 | 55 | 28.5% | 10.20% | #66 |
| 2025 | 259 | 120 | 26.6% | 9.78% | #45 |
What Figure Lending lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Figure Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 152 | 72 | 42 | 27.6% |
| Sussex County | 70 | 29 | 21 | 30.0% |
| Kent County | 37 | 19 | 6 | 16.2% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 259 applications in 2025, of which 120 were originated and 69 denied.
26.6% of all applications, or 28.6% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Figure Lending originated in Delaware in 2025 was 9.78%, against a statewide median of 6.63%.
About this data. Figures are Figure Lending's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology