Aberdeen Proving Ground Federal Credit Union · Delaware · 2025

Aberdeen Proving Ground Federal Credit Union in Delaware: approval rate, denial rate and rates (2025)

Aberdeen Proving Ground Federal Credit Union took 127 mortgage applications in Delaware in 2025, ranking #70 of 540 lenders active in the state. It originated 60.6% of them and denied 15.0% (17.0% of the applications it decided), against a statewide denial rate of 18.2%.

127Applicationsin DE
17.0%Decision denial ratestate 22.7%
5.63%Median ratestate 6.63%
$75,000Median loanstate $245,000
$9.4MVolume3 counties

Aberdeen Proving Ground Federal Credit Union in Delaware vs the state

15.0%Denial rate-3.20 pts vs state
17.0%Decision denial rate-5.77 pts vs state
60.6%Origination rate+1.44 pts vs state
5.63%Median rate-1.00 pts vs state
0.20Rate spread (pts)-0.07 pts vs state
$109kMedian applicant income
77Loans originated
19Denied

Trend in Delaware

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023965821.9%5.70%#84
20241076615.9%5.75%#73
20251277715.0%5.63%#70

What Aberdeen Proving Ground Federal Credit Union lends in Delaware

By loan purpose

Home purchase 17 13% · 17.7% denied
Refinance 11 9% · 9.1% denied
Cash-out refinance 38 30% · 15.8% denied
Home improvement 28 22% · 7.1% denied
Other / HELOC 33 26% · 21.2% denied

By loan type

Conventional 126 99% · 15.1% denied
VA 1 1% · 0.0% denied

Why it denied Delaware applicants

Credit history 7 37%
Other 6 32%
Debt-to-income ratio 3 16%
Collateral 2 11%
Unverifiable information 1 5%

Where in Delaware

Counties with the most Aberdeen Proving Ground Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
New Castle County 985917 17.3%
Sussex County 20121 5.0%
Kent County 961 11.1%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 127 applications in 2025, of which 77 were originated and 19 denied.

15.0% of all applications, or 17.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

The median rate on loans Aberdeen Proving Ground Federal Credit Union originated in Delaware in 2025 was 5.63%, against a statewide median of 6.63%.

About this data. Figures are Aberdeen Proving Ground Federal Credit Union's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology