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Top-rated mortgage lenders in Wyoming (2025)

Lenders with the highest composite grade: approval odds, pricing, process and closing costs, each ranked against peers of the same kind and size.

22kApplications in WY
19.6%State decision denial rate
6.50%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Wyoming ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeGradeApplicationsDenial rateMedian rate
1 First Western Trust BankDenver, CO A 85.8 score 140 0.7% 6.25%
2 Jonah Bank of WyomingCasper, WY A 78.5 score 496 2.6% 6.25%
3 CMG MortgageSan Ramon, CA A 73.7 score 186 1.6% 6.63%
4 Guild MortgageSan Diego, CA A 70.8 score 961 4.5% 6.38%
5 Platte Valley BankTorrington, WY B 70.3 score 207 4.8% —
6 Hilltop National BankCasper, WY B 69.3 score 263 3.4% —
7 United Shore Financial ServicesPlymouth, MI B 67.5 score 1,281 8.7% 6.12%
8 JPMorgan Chase BankColumbus, OH B 65.3 score 112 14.3% 6.38%
9 Fairway Independent MortgageMadison, WI B 64.5 score 1,106 4.2% 6.49%
10 First Federal Bank & TrustSheridan, WY B 63.5 score 135 4.4% 7.00%
11 Guaranteed RateChicago, IL B 62.3 score 222 4.1% 6.38%
12 Plains Commerce BankSioux Falls, SD B 59.0 score 180 5.0% 6.38%
13 OriginPointChicago, IL B 58.0 score 124 4.8% 6.75%
14 Freedom MortgageBoca Raton, FL B 56.7 score 512 11.1% 6.19%
15 Crosscountry MortgageCleveland, OH B 56.5 score 305 3.6% 6.24%
16 Meridian Trust Federal Credit UnionCheyenne, WY B 55.6 score 525 18.3% 6.50%
17 Wells Fargo BankCharlotte, NC B 54.4 score 114 18.4% 6.25%
18 WyhyCheyenne, WY B 53.4 score 383 10.2% 8.00%
19 Mortgage Research CenterColumbia, MO C 50.8 score 599 16.9% 6.25%
20 American Pacific MortgageRoseville, CA C 49.1 score 191 7.3% 6.50%
21 Gold Star Mortgage Financial GroupAnn Arbor, MI C 48.3 score 301 1.0% 6.38%
22 Pinnacle Bank - WyomingCody, WY C 48.0 score 318 6.3% —
23 Blue Federal Credit UnionCheyenne, WY C 47.1 score 318 13.2% 6.99%
24 Pennymac Loan ServicesWestlake Village, CA C 47.0 score 354 12.7% 6.63%
25 Western VistaCheyenne, WY C 46.0 score 322 7.1% 6.25%
26 Kind LendingIrvine, CA C 45.5 score 200 19.0% 6.50%
27 Coastal Community BankEverett, WA C 45.3 score 173 2.3% 10.49%
28 Rocket MortgagePlymouth, MI C 43.7 score 1,567 17.1% 6.50%
29 ANB BankDenver, CO C 42.6 score 177 8.5% 6.13%
30 Mutual of Omaha MortgageSan Diego, CA C 39.2 score 170 25.9% 6.38%
31 Lakeview Loan ServicingCoral Gables, FL C 37.9 score 140 26.4% 6.13%
32 NBH BankGreenwood Village, CO C 37.9 score 123 16.3% 7.25%
33 Nationstar MortgageCoppell, TX C 34.6 score 177 14.7% 8.25%
34 Uniwyo Federal Credit UnionLaramie, WY C 34.1 score 541 15.2% 7.50%
35 Figure LendingCharlotte, NC C 33.8 score 138 33.3% 8.80%
36 Loandepot.ComIrvine, CA D 32.9 score 221 22.2% 6.99%
37 U.S. BankCincinnati, OH D 29.4 score 373 34.1% 7.06%
38 American FinancingAurora, CO D 29.2 score 122 26.2% 6.50%
39 Broker SolutionsTustin, CA D 28.6 score 226 8.9% 6.88%
40 NewrezWilmington, DE D 28.2 score 317 13.6% 6.13%
41 Glacier BankKalispell, MT D 28.2 score 856 15.9% 6.95%
42 First Interstate BankBillings, MT D 27.8 score 510 23.5% 8.13%
43 Navy Federal Credit UnionVienna, VA D 23.6 score 220 20.0% 6.25%
44 Securitynational MortgageSalt Lake City, UT D 22.6 score 110 0.9% 6.38%
45 Triad Financial ServicesJacksonville, FL D 21.6 score 395 44.6% 8.00%
46 Carrington Mortgage ServicesOrange, CA D 18.6 score 128 40.6% 6.25%
47 Centennial LendingFirestone, CO D 18.5 score 123 29.3% 6.25%
48 Spring EqConshohocken, PA D 17.5 score 165 50.9% 9.70%
49 AmeriSave MortgageSandy Springs, GA D 16.7 score 215 61.9% 8.63%
50 BMO BankChicago, IL F 13.1 score 218 31.7% 8.67%

How this list is built

Lenders are ordered by composite grade score: approval odds (45%), pricing (30%), process (15%) and closing costs (10%), each a percentile rank against peers of the same product type and size. A lender needs at least 100 decided applications in 2025 to be graded. All figures come from the lenders' own HMDA filings. Full methodology.