JPMorgan Chase Bank · Wyoming · 2025

JPMorgan Chase Bank in Wyoming: approval rate, denial rate and rates (2025)

JPMorgan Chase Bank took 112 mortgage applications in Wyoming in 2025, ranking #53 of 411 lenders active in the state. It originated 56.3% of them and denied 14.3% (19.8% of the applications it decided), against a statewide denial rate of 15.6%.

112Applicationsin WY
19.8%Decision denial ratestate 19.6%
6.38%Median ratestate 6.50%
$410,000Median loanstate $235,000
$116MVolume16 counties

JPMorgan Chase Bank in Wyoming vs the state

14.3%Denial rate-1.27 pts vs state
19.8%Decision denial rate+0.16 pts vs state
56.3%Origination rate-4.76 pts vs state
6.38%Median rate-0.13 pts vs state
0.05Rate spread (pts)-0.18 pts vs state
$142kMedian applicant income
63Loans originated
16Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
202384578.3%6.75%#54
2024965616.7%6.56%#53
20251126314.3%6.38%#53

What JPMorgan Chase Bank lends in Wyoming

By loan purpose

Home purchase 66 59% · 15.2% denied
Refinance 12 11% · 8.3% denied
Cash-out refinance 13 12% · 15.4% denied
Home improvement 2 2% · 50.0% denied
Other / HELOC 19 17% · 10.5% denied

By loan type

Conventional 109 97% · 11.9% denied
FHA 1 1% · 100.0% denied
VA 2 2% · 100.0% denied

Why it denied Wyoming applicants

Debt-to-income ratio 6 38%
Collateral 5 31%
Credit history 2 13%
Unverifiable information 1 6%
Insufficient cash 1 6%
Other 1 6%

Where in Wyoming

Counties with the most JPMorgan Chase Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Teton County 37244 10.8%
Laramie County 23124 17.4%
Lincoln County 1151 9.1%
Park County 1080 0.0%
Natrona County 623 50.0%
Sheridan County 521 20.0%
Hot Springs County 420 0.0%
Albany County 311 33.3%
Sublette County 210 0.0%
Sweetwater County 210 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 112 applications in 2025, of which 63 were originated and 16 denied.

14.3% of all applications, or 19.8% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans JPMorgan Chase Bank originated in Wyoming in 2025 was 6.38%, against a statewide median of 6.50%.

About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology