Largest lenders in Park County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Glacier Bank | D | 205 | 129 | 12.7% | 6.75% |
| 2 | Pinnacle Bank - Wyoming | C | 109 | 92 | 2.8% | — |
| 3 | Rocket Mortgage | C | 86 | 63 | 16.3% | 6.75% |
| 4 | Guild Mortgage | A | 71 | 45 | 2.8% | 6.38% |
| 5 | CMG Mortgage | A | 62 | 56 | 0.0% | 6.63% |
| 6 | United Shore Financial Services | B | 30 | 18 | 20.0% | 6.26% |
| 7 | U.S. Bank | D | 26 | 20 | 11.5% | 7.43% |
| 8 | Freedom Mortgage | B | 24 | 13 | 4.2% | 5.88% |
| 9 | Mortgage Research Center | C | 23 | 8 | 39.1% | 6.13% |
| 10 | Valley Financial Credit Union | D | 20 | 15 | 20.0% | 7.50% |
| 11 | Navy Federal Credit Union | D | 17 | 8 | 29.4% | 6.44% |
| 12 | Coastal Community Bank | C | 15 | 4 | 0.0% | 13.99% |
| 13 | Uniwyo Federal Credit Union | C | 14 | 11 | 14.3% | 7.74% |
| 14 | Mutual of Omaha Mortgage | C | 13 | 8 | 15.4% | 6.19% |
| 15 | Broker Solutions | D | 13 | 4 | 7.7% | 6.87% |
| 16 | New Day Financial | F | 12 | 3 | 25.0% | 6.99% |
| 17 | JPMorgan Chase Bank | B | 10 | 8 | 0.0% | 6.19% |
| 18 | 21st Mortgage | F | 10 | 2 | 30.0% | 9.67% |
| 19 | Spring Eq | D | 10 | 3 | 60.0% | 6.60% |
| 20 | Newrez | D | 10 | 5 | 20.0% | 6.88% |
| 21 | Loandepot.Com | D | 10 | 6 | 10.0% | 7.06% |
| 22 | The Loan Store | B | 10 | 5 | 30.0% | 7.75% |
| 23 | Pennymac Loan Services | C | 8 | 6 | 0.0% | 7.18% |
| 24 | Lakeview Loan Servicing | C | 8 | 3 | 37.5% | 5.63% |
| 25 | AmeriSave Mortgage | D | 7 | 3 | 57.1% | 7.25% |
Best approval odds in Park County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | CMG Mortgage | 58 | 0.0% |
| 2 | Pinnacle Bank - Wyoming | 96 | 3.1% |
| 3 | Guild Mortgage | 57 | 3.5% |
| 4 | Glacier Bank | 156 | 16.7% |
| 5 | Rocket Mortgage | 77 | 18.2% |
What Park County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Park County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 726 | 471 | 17.5% | 7.00% | $235,000 |
| 2024 | 861 | 557 | 13.4% | 6.88% | $235,000 |
| 2025 | 1,004 | 637 | 13.7% | 6.63% | $275,000 |
Frequently asked questions
13.7% of applications in Park County were denied in 2025, against 15.6% statewide in Wyoming.
Glacier Bank, with 205 applications in 2025 and a denial rate of 12.7%.
The median mortgage application in Park County in 2025 was for $275,000; the median property value on originated loans was $465,000.