Uinta County, Wyoming · 2025

Mortgage lenders in Uinta County, WY: denial rates and top lenders (2025)

94 lenders acted on 759 mortgage applications for properties in Uinta County in 2025. 21.5% were denied (Wyoming: 15.6%). Median rate on closed loans 6.49%; median loan $205,000; median property value $345,000.

759Applications
21.5%Denial ratestate 15.6%
6.49%Median ratestate 6.50%
$205,000Median loan
$345,000Median property value

Largest lenders in Uinta County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 United Shore Financial Services B 8773 6.9%5.98%
2 Glacier Bank D 8640 27.9%7.19%
3 Fairway Independent Mortgage B 7357 5.5%6.25%
4 Rocket Mortgage C 4331 18.6%6.50%
5 21st Mortgage F 294 69.0%10.80%
6 Vanderbilt Mortgage and Finance F 292 55.2%10.25%
7 BMO Bank F 2812 39.3%8.26%
8 Pennymac Loan Services C 2413 8.3%8.50%
9 Guild Mortgage A 2416 8.3%6.25%
10 Freedom Mortgage B 188 5.6%6.69%
11 Wyhy B 1814 0.0%8.00%
12 Mountain America Federal Credit Union D 165 37.5%7.50%
13 Intercap Lending A 1512 0.0%6.63%
14 U.S. Bank D 121 75.0%7.20%
15 Nationstar Mortgage C 1210 16.7%7.06%
16 Crosscountry Mortgage B 116 9.1%6.21%
17 Mutual of Omaha Mortgage C 116 9.1%5.93%
18 Wells Fargo Bank B 104 30.0%6.06%
19 Loandepot.Com D 107 0.0%6.88%
20 Securitynational Mortgage D 97 0.0%6.37%
21 Plaza Home Mortgage C 97 22.2%6.38%
22 Broker Solutions D 92 11.1%5.87%
23 Coastal Community Bank C 94 0.0%9.12%
24 AmeriSave Mortgage D 81 87.5%10.38%
25 Lakeview Loan Servicing C 82 25.0%5.94%

Best approval odds in Uinta County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Fairway Independent Mortgage616.6%
2United Shore Financial Services797.6%
3Glacier Bank6437.5%

What Uinta County borrowers applied for

By loan purpose

Home purchase 370 49% · 17.3% denied
Refinance 97 13% · 19.6% denied
Cash-out refinance 140 18% · 21.4% denied
Home improvement 53 7% · 35.9% denied
Other / HELOC 99 13% · 31.3% denied

By loan type

Conventional 511 67% · 25.1% denied
FHA 177 23% · 15.3% denied
VA 57 8% · 14.0% denied
USDA / RHS 14 2% · 0.0% denied

Why applications were denied

Credit history 56 34%
Debt-to-income ratio 39 24%
Collateral 29 18%
Incomplete application 15 9%
Other 12 7%
Unverifiable information 5 3%
Employment history 4 2%
Insufficient cash 3 2%

Uinta County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202354729620.1%6.75%$175,000
202464035121.7%6.75%$175,000
202575941621.5%6.49%$205,000

Frequently asked questions

21.5% of applications in Uinta County were denied in 2025, against 15.6% statewide in Wyoming.

United Shore Financial Services, with 87 applications in 2025 and a denial rate of 6.9%.

The median mortgage application in Uinta County in 2025 was for $205,000; the median property value on originated loans was $345,000.