U.S. Bank in Wyoming vs the state
34.1%Denial rate+18.49 pts vs state
42.2%Decision denial rate+22.60 pts vs state
45.0%Origination rate-15.97 pts vs state
7.06%Median rate+0.56 pts vs state
0.58Rate spread (pts)+0.35 pts vs state
$116kMedian applicant income
168Loans originated
127Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 408 | 197 | 37.5% | 7.63% | #11 |
| 2024 | 434 | 238 | 32.3% | 7.13% | #10 |
| 2025 | 373 | 168 | 34.1% | 7.06% | #14 |
What U.S. Bank lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most U.S. Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Natrona County | 67 | 33 | 19 | 28.4% |
| Laramie County | 66 | 29 | 22 | 33.3% |
| Campbell County | 32 | 15 | 12 | 37.5% |
| Park County | 26 | 20 | 3 | 11.5% |
| Teton County | 25 | 11 | 5 | 20.0% |
| Sweetwater County | 24 | 8 | 13 | 54.2% |
| Sheridan County | 24 | 15 | 5 | 20.8% |
| Lincoln County | 19 | 5 | 8 | 42.1% |
| Albany County | 18 | 4 | 11 | 61.1% |
| Fremont County | 18 | 6 | 8 | 44.4% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 373 applications in 2025, of which 168 were originated and 127 denied.
34.1% of all applications, or 42.2% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans U.S. Bank originated in Wyoming in 2025 was 7.06%, against a statewide median of 6.50%.
About this data. Figures are U.S. Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology