Guild Mortgage in Wyoming vs the state
4.5%Denial rate-11.09 pts vs state
5.4%Decision denial rate-14.16 pts vs state
72.0%Origination rate+11.00 pts vs state
6.38%Median rate-0.13 pts vs state
0.23Rate spread (pts)0.00 pts vs state
$93kMedian applicant income
692Loans originated
43Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 480 | 359 | 4.6% | 6.63% | #6 |
| 2024 | 766 | 574 | 4.2% | 6.63% | #3 |
| 2025 | 961 | 692 | 4.5% | 6.38% | #4 |
What Guild Mortgage lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Natrona County | 363 | 273 | 14 | 3.9% |
| Laramie County | 197 | 148 | 7 | 3.6% |
| Campbell County | 84 | 60 | 5 | 6.0% |
| Park County | 71 | 45 | 2 | 2.8% |
| Lincoln County | 61 | 45 | 2 | 3.3% |
| Fremont County | 32 | 27 | 0 | 0.0% |
| Sweetwater County | 30 | 16 | 4 | 13.3% |
| Converse County | 25 | 15 | 0 | 0.0% |
| Uinta County | 24 | 16 | 2 | 8.3% |
| Albany County | 14 | 10 | 2 | 14.3% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
| Jonah Bank of Wyoming | A | 496 | 2.6% | 6.25% |
Frequently asked questions
Wyoming: 961 applications in 2025, of which 692 were originated and 43 denied.
4.5% of all applications, or 5.4% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Guild Mortgage originated in Wyoming in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology