Converse County, Wyoming · 2025

Mortgage lenders in Converse County, WY: denial rates and top lenders (2025)

77 lenders acted on 396 mortgage applications for properties in Converse County in 2025. 13.9% were denied (Wyoming: 15.6%). Median rate on closed loans 6.74%; median loan $215,000; median property value $285,000.

396Applications
13.9%Denial ratestate 15.6%
6.74%Median ratestate 6.50%
$215,000Median loan
$285,000Median property value

Largest lenders in Converse County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Uniwyo Federal Credit Union C 3827 15.8%7.74%
2 Rocket Mortgage C 3419 23.5%6.25%
3 United Shore Financial Services B 2721 7.4%6.25%
4 Guild Mortgage A 2515 0.0%6.38%
5 Hilltop National Bank B 1714 0.0%
6 Fairway Independent Mortgage B 1515 0.0%6.88%
7 Primary Residential Mortgage C 1514 0.0%6.63%
8 Western Vista C 1412 0.0%6.49%
9 Freedom Mortgage B 146 7.1%6.87%
10 Wyhy B 1210 8.3%7.88%
11 U.S. Bank D 115 9.1%6.25%
12 Triad Financial Services D 105 10.0%8.78%
13 Mortgage Research Center C 94 33.3%6.56%
14 Newrez D 82 12.5%6.12%
15 Crosscountry Mortgage B 76 0.0%6.16%
16 Mutual of Omaha Mortgage C 70 42.9%
17 Loandepot.Com D 76 14.3%5.99%
18 Platte Valley Bank B 66 0.0%
19 Broker Solutions D 62 0.0%7.12%
20 American Financial Network C 55 0.0%6.25%

What Converse County borrowers applied for

By loan purpose

Home purchase 182 46% · 6.6% denied
Refinance 58 15% · 15.5% denied
Cash-out refinance 85 21% · 23.5% denied
Home improvement 27 7% · 18.5% denied
Other / HELOC 44 11% · 20.5% denied

By loan type

Conventional 236 60% · 14.0% denied
FHA 99 25% · 13.1% denied
VA 54 14% · 13.0% denied
USDA / RHS 7 2% · 28.6% denied

Why applications were denied

Debt-to-income ratio 17 32%
Collateral 11 21%
Credit history 11 21%
Incomplete application 6 11%
Insufficient cash 4 8%
Other 3 6%
Unverifiable information 1 2%

Converse County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202330317222.1%6.63%$185,000
202439625616.2%6.75%$195,000
202539624713.9%6.74%$215,000

Frequently asked questions

13.9% of applications in Converse County were denied in 2025, against 15.6% statewide in Wyoming.

Uniwyo Federal Credit Union, with 38 applications in 2025 and a denial rate of 15.8%.

The median mortgage application in Converse County in 2025 was for $215,000; the median property value on originated loans was $285,000.