Platte Valley Bank · Wyoming · 2025

Platte Valley Bank in Wyoming: approval rate, denial rate and rates (2025)

Platte Valley Bank took 207 mortgage applications in Wyoming in 2025, ranking #31 of 411 lenders active in the state. It originated 85.5% of them and denied 4.8% (5.4% of the applications it decided), against a statewide denial rate of 15.6%.

207Applicationsin WY
5.4%Decision denial ratestate 19.6%
Median ratestate 6.50%
$225,000Median loanstate $235,000
$46MVolume8 counties

Platte Valley Bank in Wyoming vs the state

4.8%Denial rate-10.73 pts vs state
5.4%Decision denial rate-14.24 pts vs state
85.5%Origination rate+24.50 pts vs state
Median rate
Rate spread (pts)
$111kMedian applicant income
177Loans originated
10Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232372093.8%#18
20241891514.2%#30
20252071774.8%#31

What Platte Valley Bank lends in Wyoming

By loan purpose

Home purchase 155 75% · 5.8% denied
Refinance 19 9% · 0.0% denied
Cash-out refinance 26 13% · 3.9% denied
Other / HELOC 7 3% · 0.0% denied

By loan type

Conventional 165 80% · 3.0% denied
FHA 24 12% · 12.5% denied
VA 14 7% · 7.1% denied
USDA / RHS 4 2% · 25.0% denied

Where in Wyoming

Counties with the most Platte Valley Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Platte County 68625 7.4%
Natrona County 55462 3.6%
Laramie County 45382 4.4%
Goshen County 26191 3.8%
Converse County 660 0.0%
Albany County 440 0.0%
Campbell County 210 0.0%
Crook County 110 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 207 applications in 2025, of which 177 were originated and 10 denied.

4.8% of all applications, or 5.4% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Platte Valley Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology