Platte Valley Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
73rd5.0% deniedProcesswithdrawn + incomplete share, weight 15%
62nd9.1%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 250 | 222 | 3.6% | 3.9% | — | $39M |
| 2024 | 199 | 159 | 4.0% | 4.7% | — | $35M |
| 2025 | 219 | 189 | 4.6% | 5.0% | — | $49M |
What Platte Valley Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 13 manufactured homes, 37 investment properties.
Who gets approved at Platte Valley Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 22 | 16 | 5.9% |
| $50k – $100k | 70 | 59 | 3.3% |
| $100k – $150k | 50 | 42 | 6.7% |
| $150k – $250k | 27 | 24 | 11.1% |
| Over $250k | 27 | 25 | 3.9% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 22 | 18 | 5.3% |
| 25–34 | 43 | 39 | 7.1% |
| 35–44 | 46 | 39 | 7.1% |
| 45–54 | 34 | 30 | 0.0% |
| 55–64 | 30 | 24 | 11.1% |
Where Platte Valley Bank lends
7 states and 19 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Platte Valley Bank denied 5.0% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 73rd percentile of small mortgage lenders.
In 2025, 75% of its applications were for home purchases, 21% for refinancing (including cash-out), and 3% for home improvement or other purposes. By loan type: 80% conventional, 11% FHA, 7% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.