Abbeville Building & Loan (A State-Chartered Savings Bank) at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
60th7.4% deniedProcesswithdrawn + incomplete share, weight 15%
92nd1.4%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 191 | 155 | 9.4% | 9.4% | — | $25M |
| 2024 | 248 | 195 | 8.9% | 9.3% | — | $37M |
| 2025 | 219 | 185 | 7.3% | 7.4% | — | $40M |
What Abbeville Building & Loan (A State-Chartered Savings Bank) lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 4 manufactured homes, 0 investment properties.
Who gets approved at Abbeville Building & Loan (A State-Chartered Savings Bank)
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 27 | 21 | 14.8% |
| $50k – $100k | 60 | 44 | 17.0% |
| $100k – $150k | 48 | 45 | 2.1% |
| $150k – $250k | 73 | 65 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 40 | 34 | 5.3% |
| 35–44 | 62 | 50 | 11.5% |
| 45–54 | 51 | 45 | 5.9% |
| 55–64 | 32 | 28 | 6.3% |
| 65–74 | 20 | 16 | 10.0% |
Where Abbeville Building & Loan (A State-Chartered Savings Bank) lends
1 states and 13 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Louisiana | 219 | 185 | 7.3% | — | #107 |
Frequently asked questions
Abbeville Building & Loan (A State-Chartered Savings Bank) denied 7.4% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 60th percentile of small mortgage lenders.
In 2025, 59% of its applications were for home purchases, 16% for refinancing (including cash-out), and 25% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.