Platte County, Wyoming · 2025

Mortgage lenders in Platte County, WY: denial rates and top lenders (2025)

64 lenders acted on 343 mortgage applications for properties in Platte County in 2025. 16.9% were denied (Wyoming: 15.6%). Median rate on closed loans 6.50%; median loan $195,000; median property value $295,000.

343Applications
16.9%Denial ratestate 15.6%
6.50%Median ratestate 6.50%
$195,000Median loan
$295,000Median property value

Largest lenders in Platte County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Platte Valley Bank B 6862 7.4%
2 Glacier Bank D 5034 18.0%7.40%
3 Rocket Mortgage C 2720 11.1%6.43%
4 Mortgage Research Center C 187 22.2%6.25%
5 Freedom Mortgage B 178 5.9%6.13%
6 BMO Bank F 178 23.5%7.88%
7 United Shore Financial Services B 166 31.3%6.71%
8 Uniwyo Federal Credit Union C 98 0.0%7.24%
9 Guild Mortgage A 85 12.5%5.99%
10 New Day Financial F 63 0.0%6.49%
11 Nationstar Mortgage C 63 16.7%8.25%
12 Blue Federal Credit Union C 52 20.0%6.18%

Best approval odds in Platte County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Platte Valley Bank677.5%

What Platte County borrowers applied for

By loan purpose

Home purchase 160 47% · 13.8% denied
Refinance 53 15% · 15.1% denied
Cash-out refinance 87 25% · 18.4% denied
Home improvement 17 5% · 23.5% denied
Other / HELOC 26 8% · 30.8% denied

By loan type

Conventional 220 64% · 19.1% denied
FHA 47 14% · 8.5% denied
VA 71 21% · 14.1% denied
USDA / RHS 5 1% · 40.0% denied

Why applications were denied

Collateral 18 34%
Debt-to-income ratio 18 34%
Credit history 7 13%
Unverifiable information 5 9%
Incomplete application 3 6%
Other 2 4%

Platte County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202327419016.1%6.99%$155,000
202427316915.8%6.88%$185,000
202534320916.9%6.50%$195,000

Frequently asked questions

16.9% of applications in Platte County were denied in 2025, against 15.6% statewide in Wyoming.

Platte Valley Bank, with 68 applications in 2025 and a denial rate of 7.4%.

The median mortgage application in Platte County in 2025 was for $195,000; the median property value on originated loans was $295,000.