New Day Financial in Wyoming vs the state
24.7%Denial rate+9.12 pts vs state
50.0%Decision denial rate+30.41 pts vs state
21.5%Origination rate-39.49 pts vs state
6.87%Median rate+0.37 pts vs state
0.57Rate spread (pts)+0.34 pts vs state
$78kMedian applicant income
34Loans originated
39Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 106 | 20 | 23.6% | 7.69% | #40 |
| 2024 | 127 | 22 | 26.0% | 7.50% | #43 |
| 2025 | 158 | 34 | 24.7% | 6.87% | #42 |
What New Day Financial lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most New Day Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 42 | 8 | 11 | 26.2% |
| Big Horn County | 15 | 3 | 3 | 20.0% |
| Park County | 12 | 3 | 3 | 25.0% |
| Natrona County | 11 | 2 | 4 | 36.4% |
| Fremont County | 11 | 2 | 2 | 18.2% |
| Sheridan County | 9 | 3 | 1 | 11.1% |
| Goshen County | 8 | 1 | 2 | 25.0% |
| Campbell County | 7 | 1 | 3 | 42.9% |
| Sweetwater County | 7 | 2 | 1 | 14.3% |
| Weston County | 7 | 2 | 2 | 28.6% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 158 applications in 2025, of which 34 were originated and 39 denied.
24.7% of all applications, or 50.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans New Day Financial originated in Wyoming in 2025 was 6.87%, against a statewide median of 6.50%.
About this data. Figures are New Day Financial's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology