Largest lenders in Sweetwater County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial Services | B | 289 | 253 | 6.6% | 6.12% |
| 2 | Rocket Mortgage | C | 107 | 84 | 15.9% | 6.88% |
| 3 | Glacier Bank | D | 49 | 28 | 14.3% | 6.66% |
| 4 | Paramount Residential Mortgage Group | B | 42 | 35 | 9.5% | 6.25% |
| 5 | Wyhy | B | 40 | 28 | 2.5% | 8.50% |
| 6 | 21st Mortgage | F | 35 | 5 | 51.4% | 12.32% |
| 7 | Freedom Mortgage | B | 34 | 19 | 5.9% | 6.25% |
| 8 | Guild Mortgage | A | 30 | 16 | 13.3% | 6.63% |
| 9 | BMO Bank | F | 28 | 14 | 25.0% | 8.36% |
| 10 | Mortgage Research Center | C | 27 | 17 | 14.8% | 6.25% |
| 11 | Meridian Trust Federal Credit Union | B | 26 | 16 | 19.2% | 7.13% |
| 12 | Coastal Community Bank | C | 25 | 11 | 0.0% | 10.74% |
| 13 | U.S. Bank | D | 24 | 8 | 54.2% | 7.83% |
| 14 | Newrez | D | 21 | 4 | 23.8% | 7.56% |
| 15 | AmeriSave Mortgage | D | 20 | 4 | 70.0% | 6.63% |
| 16 | Utah Power Federally Insured State-Chartered Credit Union | B | 20 | 16 | 0.0% | 6.50% |
| 17 | Vanderbilt Mortgage and Finance | F | 20 | 0 | 55.0% | — |
| 18 | Pennymac Loan Services | C | 19 | 13 | 15.8% | 6.50% |
| 19 | Carrington Mortgage Services | D | 19 | 8 | 26.3% | 8.50% |
| 20 | Broker Solutions | D | 18 | 6 | 0.0% | 6.75% |
| 21 | Flanagan State Bank | D | 18 | 12 | 22.2% | 6.63% |
| 22 | Lakeview Loan Servicing | C | 16 | 8 | 18.8% | 6.00% |
| 23 | Nationstar Mortgage | C | 16 | 13 | 0.0% | 8.50% |
| 24 | American Pacific Mortgage | C | 15 | 11 | 6.7% | 6.13% |
| 25 | Crosscountry Mortgage | B | 13 | 8 | 15.4% | 6.60% |
Best approval odds in Sweetwater County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 276 | 6.9% |
| 2 | Rocket Mortgage | 101 | 16.8% |
What Sweetwater County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Sweetwater County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 872 | 514 | 20.0% | 6.63% | $185,000 |
| 2024 | 1,023 | 625 | 20.0% | 6.62% | $205,000 |
| 2025 | 1,247 | 786 | 16.0% | 6.43% | $215,000 |
Frequently asked questions
16.0% of applications in Sweetwater County were denied in 2025, against 15.6% statewide in Wyoming.
United Shore Financial Services, with 289 applications in 2025 and a denial rate of 6.6%.
The median mortgage application in Sweetwater County in 2025 was for $215,000; the median property value on originated loans was $315,000.