Mortgage Research Center in Wyoming vs the state
16.9%Denial rate+1.30 pts vs state
26.3%Decision denial rate+6.71 pts vs state
46.7%Origination rate-14.27 pts vs state
6.25%Median rate-0.25 pts vs state
-0.25Rate spread (pts)-0.48 pts vs state
$98kMedian applicant income
280Loans originated
101Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 388 | 192 | 15.2% | 6.75% | #13 |
| 2024 | 456 | 220 | 17.3% | 6.50% | #7 |
| 2025 | 599 | 280 | 16.9% | 6.25% | #6 |
What Mortgage Research Center lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Mortgage Research Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 174 | 82 | 29 | 16.7% |
| Natrona County | 83 | 46 | 9 | 10.8% |
| Campbell County | 53 | 28 | 9 | 17.0% |
| Fremont County | 31 | 15 | 6 | 19.4% |
| Albany County | 30 | 8 | 5 | 16.7% |
| Sweetwater County | 27 | 17 | 4 | 14.8% |
| Sheridan County | 25 | 10 | 3 | 12.0% |
| Carbon County | 24 | 14 | 5 | 20.8% |
| Park County | 23 | 8 | 9 | 39.1% |
| Goshen County | 20 | 6 | 4 | 20.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
| Jonah Bank of Wyoming | A | 496 | 2.6% | 6.25% |
Frequently asked questions
Wyoming: 599 applications in 2025, of which 280 were originated and 101 denied.
16.9% of all applications, or 26.3% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Mortgage Research Center originated in Wyoming in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Mortgage Research Center's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology