Largest lenders in Goshen County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 34 | 22 | 26.5% | 6.99% |
| 2 | Pinnacle Bank - Wyoming | C | 32 | 22 | 9.4% | — |
| 3 | Platte Valley Bank | B | 26 | 19 | 3.9% | — |
| 4 | Glacier Bank | D | 25 | 15 | 28.0% | 6.88% |
| 5 | Mortgage Research Center | C | 20 | 6 | 20.0% | 6.25% |
| 6 | American Financing | D | 14 | 10 | 7.1% | 6.75% |
| 7 | Waterstone Mortgage | C | 13 | 8 | 7.7% | 6.44% |
| 8 | United Shore Financial Services | B | 10 | 6 | 30.0% | 5.87% |
| 9 | Broker Solutions | D | 9 | 3 | 0.0% | 6.63% |
| 10 | New Day Financial | F | 8 | 1 | 25.0% | 6.99% |
| 11 | Freedom Mortgage | B | 8 | 3 | 25.0% | 6.25% |
| 12 | Guild Mortgage | A | 8 | 7 | 12.5% | 6.50% |
| 13 | Meridian Trust Federal Credit Union | B | 8 | 4 | 25.0% | 6.88% |
| 14 | Newrez | D | 7 | 6 | 0.0% | 5.94% |
| 15 | AmeriSave Mortgage | D | 6 | 0 | 66.7% | — |
| 16 | Nationstar Mortgage | C | 6 | 4 | 0.0% | 7.12% |
| 17 | Points West Community Bank | C | 6 | 6 | 0.0% | — |
| 18 | Primary Residential Mortgage | C | 6 | 3 | 33.3% | 6.99% |
| 19 | Discover Bank | F | 5 | 0 | 100.0% | — |
| 20 | Pennymac Loan Services | C | 5 | 2 | 0.0% | 7.75% |
| 21 | 21st Mortgage | F | 5 | 1 | 40.0% | 14.19% |
| 22 | Fairway Independent Mortgage | B | 5 | 5 | 0.0% | 6.12% |
| 23 | Uniwyo Federal Credit Union | C | 5 | 5 | 0.0% | 8.00% |
| 24 | Figure Lending | C | 5 | 2 | 40.0% | 8.48% |
What Goshen County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Goshen County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 323 | 200 | 17.0% | 6.81% | $145,000 |
| 2024 | 328 | 202 | 15.9% | 6.75% | $165,000 |
| 2025 | 391 | 207 | 18.9% | 6.63% | $165,000 |
Frequently asked questions
18.9% of applications in Goshen County were denied in 2025, against 15.6% statewide in Wyoming.
Rocket Mortgage, with 34 applications in 2025 and a denial rate of 26.5%.
The median mortgage application in Goshen County in 2025 was for $165,000; the median property value on originated loans was $255,000.