Figure Lending in Wyoming vs the state
33.3%Denial rate+17.77 pts vs state
34.3%Decision denial rate+14.74 pts vs state
43.5%Origination rate-17.53 pts vs state
8.80%Median rate+2.30 pts vs state
2.77Rate spread (pts)+2.54 pts vs state
$104kMedian applicant income
60Loans originated
46Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 130 | 53 | 40.8% | 10.80% | #34 |
| 2024 | 199 | 111 | 23.1% | 10.80% | #27 |
| 2025 | 138 | 60 | 33.3% | 8.80% | #45 |
What Figure Lending lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Figure Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Natrona County | 23 | 9 | 7 | 30.4% |
| Campbell County | 17 | 5 | 7 | 41.2% |
| Laramie County | 15 | 8 | 3 | 20.0% |
| Sweetwater County | 11 | 7 | 3 | 27.3% |
| Fremont County | 11 | 6 | 4 | 36.4% |
| Lincoln County | 10 | 1 | 6 | 60.0% |
| Albany County | 8 | 4 | 1 | 12.5% |
| Teton County | 7 | 1 | 5 | 71.4% |
| Uinta County | 6 | 3 | 3 | 50.0% |
| Park County | 5 | 4 | 1 | 20.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 138 applications in 2025, of which 60 were originated and 46 denied.
33.3% of all applications, or 34.3% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Figure Lending originated in Wyoming in 2025 was 8.80%, against a statewide median of 6.50%.
About this data. Figures are Figure Lending's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology