Glacier Bank · Wyoming · 2025

Glacier Bank in Wyoming: approval rate, denial rate and rates (2025)

Glacier Bank took 856 mortgage applications in Wyoming in 2025, ranking #5 of 411 lenders active in the state. It originated 62.9% of them and denied 15.9% (20.1% of the applications it decided), against a statewide denial rate of 15.6%.

856Applicationsin WY
20.1%Decision denial ratestate 19.6%
6.95%Median ratestate 6.50%
$225,000Median loanstate $235,000
$136MVolume22 counties

Glacier Bank in Wyoming vs the state

15.9%Denial rate+0.33 pts vs state
20.1%Decision denial rate+0.47 pts vs state
62.9%Origination rate+1.84 pts vs state
6.95%Median rate+0.45 pts vs state
0.27Rate spread (pts)+0.04 pts vs state
$104kMedian applicant income
538Loans originated
136Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
202365741717.5%7.50%#3
202475650614.8%7.38%#4
202585653815.9%6.95%#5

What Glacier Bank lends in Wyoming

By loan purpose

Home purchase 557 65% · 11.1% denied
Refinance 72 8% · 18.1% denied
Cash-out refinance 39 5% · 25.6% denied
Home improvement 131 15% · 22.9% denied
Other / HELOC 57 7% · 36.8% denied

By loan type

Conventional 733 86% · 16.0% denied
FHA 95 11% · 20.0% denied
VA 23 3% · 0.0% denied
USDA / RHS 5 1% · 0.0% denied

Why it denied Wyoming applicants

Debt-to-income ratio 81 60%
Credit history 24 18%
Collateral 21 15%
Other 4 3%
Insufficient cash 4 3%
Employment history 1 1%
Unverifiable information 1 1%

Where in Wyoming

Counties with the most Glacier Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Park County 20512926 12.7%
Sheridan County 15510519 12.3%
Natrona County 90727 7.8%
Uinta County 864024 27.9%
Lincoln County 743418 24.3%
Sublette County 532811 20.8%
Platte County 50349 18.0%
Sweetwater County 49287 14.3%
Big Horn County 37312 5.4%
Goshen County 25157 28.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%
Jonah Bank of WyomingA 4962.6%6.25%

Frequently asked questions

Wyoming: 856 applications in 2025, of which 538 were originated and 136 denied.

15.9% of all applications, or 20.1% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Glacier Bank originated in Wyoming in 2025 was 6.95%, against a statewide median of 6.50%.

About this data. Figures are Glacier Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology