Jonah Bank of Wyoming in Wyoming vs the state
2.6%Denial rate-12.94 pts vs state
2.8%Decision denial rate-16.76 pts vs state
88.7%Origination rate+27.70 pts vs state
6.25%Median rate-0.25 pts vs state
-0.10Rate spread (pts)-0.33 pts vs state
$105kMedian applicant income
440Loans originated
13Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 427 | 379 | 1.4% | 6.25% | #8 |
| 2024 | 418 | 385 | 2.2% | 6.38% | #12 |
| 2025 | 496 | 440 | 2.6% | 6.25% | #11 |
What Jonah Bank of Wyoming lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Jonah Bank of Wyoming applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 211 | 181 | 6 | 2.8% |
| Albany County | 135 | 131 | 1 | 0.7% |
| Natrona County | 131 | 112 | 6 | 4.6% |
| Carbon County | 4 | 4 | 0 | 0.0% |
| Big Horn County | 2 | 2 | 0 | 0.0% |
| Sweetwater County | 2 | 1 | 0 | 0.0% |
| Sheridan County | 2 | 2 | 0 | 0.0% |
| Converse County | 2 | 1 | 0 | 0.0% |
| Johnson County | 2 | 2 | 0 | 0.0% |
| Park County | 2 | 2 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 496 applications in 2025, of which 440 were originated and 13 denied.
2.6% of all applications, or 2.8% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Jonah Bank of Wyoming originated in Wyoming in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Jonah Bank of Wyoming's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology