Largest lenders in Sheridan County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Glacier Bank | D | 155 | 105 | 12.3% | 6.50% |
| 2 | First Federal Bank & Trust | B | 113 | 86 | 4.4% | 7.50% |
| 3 | United Shore Financial Services | B | 71 | 53 | 11.3% | 6.13% |
| 4 | Kind Lending | C | 68 | 53 | 11.8% | 6.63% |
| 5 | First Interstate Bank | D | 67 | 43 | 19.4% | 8.25% |
| 6 | Rocket Mortgage | C | 54 | 39 | 18.5% | 6.99% |
| 7 | American Pacific Mortgage | C | 43 | 35 | 2.3% | 6.25% |
| 8 | Plains Commerce Bank | B | 33 | 25 | 3.0% | 6.49% |
| 9 | Freedom Mortgage | B | 32 | 17 | 9.4% | 5.88% |
| 10 | Mortgage Research Center | C | 25 | 10 | 12.0% | 6.31% |
| 11 | U.S. Bank | D | 24 | 15 | 20.8% | 6.88% |
| 12 | The Loan Store | B | 23 | 17 | 13.0% | 6.63% |
| 13 | Spring Eq | D | 22 | 9 | 50.0% | 10.70% |
| 14 | Little Horn State Bank | – | 22 | 22 | 0.0% | — |
| 15 | Pennymac Loan Services | C | 17 | 9 | 5.9% | 6.75% |
| 16 | Broker Solutions | D | 17 | 8 | 17.7% | 6.06% |
| 17 | Discover Bank | F | 16 | 1 | 62.5% | 9.24% |
| 18 | AmeriSave Mortgage | D | 14 | 2 | 71.4% | 7.13% |
| 19 | 21st Mortgage | F | 14 | 2 | 64.3% | 11.25% |
| 20 | Stifel Bank and Trust | A | 13 | 12 | 0.0% | 6.13% |
| 21 | Loandepot.Com | D | 13 | 11 | 7.7% | 7.88% |
| 22 | Newrez | D | 12 | 5 | 8.3% | 6.38% |
| 23 | Mutual of Omaha Mortgage | C | 11 | 5 | 27.3% | 6.00% |
| 24 | Navy Federal Credit Union | D | 11 | 4 | 45.5% | 6.38% |
| 25 | USAA Federal Savings Bank | C | 9 | 7 | 11.1% | 6.13% |
Best approval odds in Sheridan County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | First Federal Bank & Trust | 91 | 5.5% |
| 2 | United Shore Financial Services | 64 | 12.5% |
| 3 | Kind Lending | 61 | 13.1% |
| 4 | Glacier Bank | 124 | 15.3% |
| 5 | Rocket Mortgage | 50 | 20.0% |
| 6 | First Interstate Bank | 57 | 22.8% |
What Sheridan County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Sheridan County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 786 | 453 | 16.4% | 6.75% | $255,000 |
| 2024 | 831 | 476 | 18.3% | 6.75% | $275,000 |
| 2025 | 1,117 | 699 | 14.5% | 6.60% | $285,000 |
Frequently asked questions
14.5% of applications in Sheridan County were denied in 2025, against 15.6% statewide in Wyoming.
Glacier Bank, with 155 applications in 2025 and a denial rate of 12.3%.
The median mortgage application in Sheridan County in 2025 was for $285,000; the median property value on originated loans was $425,000.