Kind Lending in Wyoming vs the state
19.0%Denial rate+3.44 pts vs state
21.4%Decision denial rate+1.76 pts vs state
69.5%Origination rate+8.49 pts vs state
6.50%Median rate0.00 pts vs state
0.17Rate spread (pts)-0.06 pts vs state
$108kMedian applicant income
139Loans originated
38Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 8 | 0.0% | 6.69% | #149 |
| 2024 | 152 | 113 | 11.8% | 6.13% | #37 |
| 2025 | 200 | 139 | 19.0% | 6.50% | #32 |
What Kind Lending lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Kind Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sheridan County | 68 | 53 | 8 | 11.8% |
| Campbell County | 32 | 22 | 3 | 9.4% |
| Laramie County | 31 | 22 | 5 | 16.1% |
| Natrona County | 27 | 17 | 8 | 29.6% |
| Johnson County | 10 | 6 | 4 | 40.0% |
| Albany County | 4 | 3 | 1 | 25.0% |
| Goshen County | 3 | 0 | 3 | 100.0% |
| Sweetwater County | 3 | 2 | 1 | 33.3% |
| Sublette County | 3 | 2 | 0 | 0.0% |
| Park County | 3 | 1 | 2 | 66.7% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 200 applications in 2025, of which 139 were originated and 38 denied.
19.0% of all applications, or 21.4% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Kind Lending originated in Wyoming in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Kind Lending's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology