First Interstate Bank in Wyoming vs the state
23.5%Denial rate+7.97 pts vs state
28.0%Decision denial rate+8.45 pts vs state
60.0%Origination rate-1.01 pts vs state
8.13%Median rate+1.63 pts vs state
0.97Rate spread (pts)+0.74 pts vs state
$118kMedian applicant income
306Loans originated
120Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 734 | 480 | 19.1% | 8.38% | #2 |
| 2024 | 451 | 261 | 25.7% | 9.25% | #8 |
| 2025 | 510 | 306 | 23.5% | 8.13% | #10 |
What First Interstate Bank lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most First Interstate Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Natrona County | 104 | 72 | 24 | 23.1% |
| Fremont County | 78 | 41 | 17 | 21.8% |
| Laramie County | 71 | 44 | 20 | 28.2% |
| Sheridan County | 67 | 43 | 13 | 19.4% |
| Campbell County | 61 | 37 | 18 | 29.5% |
| Johnson County | 32 | 19 | 9 | 28.1% |
| Teton County | 31 | 15 | 9 | 29.0% |
| Albany County | 25 | 15 | 4 | 16.0% |
| Lincoln County | 12 | 7 | 1 | 8.3% |
| Crook County | 6 | 4 | 1 | 16.7% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| Jonah Bank of Wyoming | A | 496 | 2.6% | 6.25% |
Frequently asked questions
Wyoming: 510 applications in 2025, of which 306 were originated and 120 denied.
23.5% of all applications, or 28.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans First Interstate Bank originated in Wyoming in 2025 was 8.13%, against a statewide median of 6.50%.
About this data. Figures are First Interstate Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology