Teton County, Wyoming · 2025

Mortgage lenders in Teton County, WY: denial rates and top lenders (2025)

98 lenders acted on 651 mortgage applications for properties in Teton County in 2025. 17.1% were denied (Wyoming: 15.6%). Median rate on closed loans 6.50%; median loan $735,000; median property value $2,035,000.

651Applications
17.1%Denial ratestate 15.6%
6.50%Median ratestate 6.50%
$735,000Median loan
$2,035,000Median property value

Largest lenders in Teton County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 NBH Bank C 7052 12.9%7.25%
2 OriginPoint B 6836 7.4%6.88%
3 Guaranteed Rate B 5528 1.8%6.50%
4 Zions Bancorporation B 4830 20.8%6.31%
5 Meridian Trust Federal Credit Union B 4218 23.8%6.50%
6 JPMorgan Chase Bank B 3724 10.8%6.13%
7 First Western Trust Bank A 3327 0.0%6.00%
8 First Interstate Bank D 3115 29.0%7.25%
9 U.S. Bank D 2511 20.0%6.25%
10 Bank of America F 1911 10.5%5.99%
11 Morgan Stanley Private Bank A 1711 17.7%5.50%
12 BMO Bank F 121 75.0%8.15%
13 Rocket Mortgage C 117 18.2%6.13%
14 Spring Eq D 91 77.8%7.45%
15 Goldman Sachs Bank USA C 87 0.0%5.15%
16 Wells Fargo Bank B 83 37.5%6.00%
17 Charles Schwab Bank A 88 0.0%5.31%
18 Figure Lending C 71 71.4%8.60%
19 21st Mortgage F 61 50.0%9.55%
20 Citibank B 54 0.0%5.63%
21 Better Mortgage F 50 60.0%
22 United Shore Financial Services B 54 0.0%5.81%
23 UBS Bank USA A 54 0.0%5.56%

Best approval odds in Teton County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1NBH Bank6214.5%

What Teton County borrowers applied for

By loan purpose

Home purchase 286 44% · 9.8% denied
Refinance 104 16% · 13.5% denied
Cash-out refinance 88 14% · 19.3% denied
Home improvement 78 12% · 25.6% denied
Other / HELOC 95 15% · 33.7% denied

By loan type

Conventional 639 98% · 16.7% denied
FHA 6 1% · 33.3% denied
VA 6 1% · 33.3% denied

Why applications were denied

Debt-to-income ratio 53 48%
Collateral 15 14%
Credit history 13 12%
Unverifiable information 11 10%
Incomplete application 11 10%
Other 4 4%
Insufficient cash 2 2%
Employment history 1 1%

Teton County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202356833614.3%6.97%$560,000
202453728519.0%6.88%$655,000
202565136417.1%6.50%$735,000

Frequently asked questions

17.1% of applications in Teton County were denied in 2025, against 15.6% statewide in Wyoming.

NBH Bank, with 70 applications in 2025 and a denial rate of 12.9%.

The median mortgage application in Teton County in 2025 was for $735,000; the median property value on originated loans was $2,035,000.