Morgan Stanley Private Bank in Wyoming vs the state
10.7%Denial rate-4.85 pts vs state
11.5%Decision denial rate-8.05 pts vs state
71.4%Origination rate+10.42 pts vs state
5.65%Median rate-0.85 pts vs state
-0.19Rate spread (pts)-0.42 pts vs state
$556kMedian applicant income
20Loans originated
3Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 14 | 0.0% | 5.90% | #101 |
| 2024 | 27 | 17 | 3.7% | 5.80% | #88 |
| 2025 | 28 | 20 | 10.7% | 5.65% | #90 |
What Morgan Stanley Private Bank lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Morgan Stanley Private Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Teton County | 17 | 11 | 3 | 17.6% |
| Sheridan County | 5 | 4 | 0 | 0.0% |
| Fremont County | 3 | 3 | 0 | 0.0% |
| Laramie County | 2 | 2 | 0 | 0.0% |
| Natrona County | 1 | 0 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 28 applications in 2025, of which 20 were originated and 3 denied.
10.7% of all applications, or 11.5% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Morgan Stanley Private Bank originated in Wyoming in 2025 was 5.65%, against a statewide median of 6.50%.
About this data. Figures are Morgan Stanley Private Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology