Rocket Mortgage · Wyoming · 2025

Rocket Mortgage in Wyoming: approval rate, denial rate and rates (2025)

Rocket Mortgage took 1,567 mortgage applications in Wyoming in 2025, ranking #1 of 411 lenders active in the state. It originated 74.7% of them and denied 17.1% (18.2% of the applications it decided), against a statewide denial rate of 15.6%.

1.6kApplicationsin WY
18.2%Decision denial ratestate 19.6%
6.50%Median ratestate 6.50%
$215,000Median loanstate $235,000
$287MVolume23 counties

Rocket Mortgage in Wyoming vs the state

17.1%Denial rate+1.54 pts vs state
18.2%Decision denial rate-1.35 pts vs state
74.7%Origination rate+13.65 pts vs state
6.50%Median rate0.00 pts vs state
0.41Rate spread (pts)+0.18 pts vs state
$99kMedian applicant income
1,170Loans originated
268Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
202389466217.0%6.50%#1
20241,25995215.8%6.63%#1
20251,5671,17017.1%6.50%#1

What Rocket Mortgage lends in Wyoming

By loan purpose

Home purchase 398 25% · 11.1% denied
Refinance 310 20% · 14.2% denied
Cash-out refinance 793 51% · 20.3% denied
Home improvement 30 2% · 13.3% denied
Other / HELOC 36 2% · 41.7% denied

By loan type

Conventional 1,069 68% · 16.3% denied
FHA 291 19% · 21.7% denied
VA 207 13% · 15.0% denied

Why it denied Wyoming applicants

Collateral 107 40%
Debt-to-income ratio 55 21%
Incomplete application 51 19%
Credit history 21 8%
Other 14 5%
Unverifiable information 11 4%
Insufficient cash 8 3%
Employment history 1 0%

Where in Wyoming

Counties with the most Rocket Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 33025549 14.8%
Natrona County 23818337 15.5%
Fremont County 1118220 18.0%
Campbell County 1087816 14.8%
Sweetwater County 1078417 15.9%
Albany County 1028610 9.8%
Park County 866314 16.3%
Lincoln County 725415 20.8%
Sheridan County 543910 18.5%
Uinta County 43318 18.6%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%
Jonah Bank of WyomingA 4962.6%6.25%

Frequently asked questions

Wyoming: 1,567 applications in 2025, of which 1,170 were originated and 268 denied.

17.1% of all applications, or 18.2% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Rocket Mortgage originated in Wyoming in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology