Fairway Independent Mortgage in Wyoming vs the state
4.2%Denial rate-11.40 pts vs state
4.9%Decision denial rate-14.66 pts vs state
80.0%Origination rate+19.01 pts vs state
6.49%Median rate-0.01 pts vs state
0.28Rate spread (pts)+0.05 pts vs state
$103kMedian applicant income
885Loans originated
46Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 412 | 317 | 4.6% | 6.75% | #9 |
| 2024 | 726 | 577 | 3.7% | 6.63% | #5 |
| 2025 | 1,106 | 885 | 4.2% | 6.49% | #3 |
What Fairway Independent Mortgage lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 584 | 468 | 27 | 4.6% |
| Natrona County | 211 | 169 | 6 | 2.8% |
| Albany County | 93 | 77 | 2 | 2.2% |
| Uinta County | 73 | 57 | 4 | 5.5% |
| Fremont County | 49 | 33 | 2 | 4.1% |
| Converse County | 15 | 15 | 0 | 0.0% |
| Lincoln County | 11 | 8 | 0 | 0.0% |
| Sweetwater County | 11 | 8 | 2 | 18.2% |
| Campbell County | 10 | 9 | 0 | 0.0% |
| Big Horn County | 9 | 7 | 1 | 11.1% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
| Jonah Bank of Wyoming | A | 496 | 2.6% | 6.25% |
Frequently asked questions
Wyoming: 1,106 applications in 2025, of which 885 were originated and 46 denied.
4.2% of all applications, or 4.9% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Fairway Independent Mortgage originated in Wyoming in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology