Big Horn County, Wyoming · 2025

Mortgage lenders in Big Horn County, WY: denial rates and top lenders (2025)

61 lenders acted on 289 mortgage applications for properties in Big Horn County in 2025. 15.2% were denied (Wyoming: 15.6%). Median rate on closed loans 6.63%; median loan $205,000; median property value $305,000.

289Applications
15.2%Denial ratestate 15.6%
6.63%Median ratestate 6.50%
$205,000Median loan
$305,000Median property value

Largest lenders in Big Horn County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Glacier Bank D 3731 5.4%6.75%
2 Rocket Mortgage C 3522 28.6%6.63%
3 CMG Mortgage A 2315 4.4%6.13%
4 United Shore Financial Services B 1815 11.1%6.00%
5 Pinnacle Bank - Wyoming C 1713 5.9%
6 New Day Financial F 153 20.0%6.49%
7 Freedom Mortgage B 113 9.1%6.75%
8 Newrez D 104 0.0%6.31%
9 Fairway Independent Mortgage B 97 11.1%6.25%
10 Mortgage Research Center C 94 11.1%6.19%
11 Pennymac Loan Services C 61 66.7%9.38%
12 Plaza Home Mortgage C 54 20.0%6.93%
13 Loandepot.Com D 53 20.0%9.25%

What Big Horn County borrowers applied for

By loan purpose

Home purchase 122 42% · 10.7% denied
Refinance 60 21% · 8.3% denied
Cash-out refinance 59 20% · 22.0% denied
Home improvement 20 7% · 20.0% denied
Other / HELOC 28 10% · 32.1% denied

By loan type

Conventional 177 61% · 14.1% denied
FHA 40 14% · 25.0% denied
VA 64 22% · 14.1% denied
USDA / RHS 8 3% · 0.0% denied

Why applications were denied

Collateral 15 35%
Credit history 14 33%
Debt-to-income ratio 5 12%
Incomplete application 3 7%
Unverifiable information 3 7%
Other 2 5%
Mortgage insurance denied 1 2%

Big Horn County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202322113119.5%6.99%$165,000
202425514717.3%6.63%$185,000
202528916415.2%6.63%$205,000

Frequently asked questions

15.2% of applications in Big Horn County were denied in 2025, against 15.6% statewide in Wyoming.

Glacier Bank, with 37 applications in 2025 and a denial rate of 5.4%.

The median mortgage application in Big Horn County in 2025 was for $205,000; the median property value on originated loans was $305,000.