Loandepot.Com · Wyoming · 2025

Loandepot.Com in Wyoming: approval rate, denial rate and rates (2025)

Loandepot.Com took 221 mortgage applications in Wyoming in 2025, ranking #27 of 411 lenders active in the state. It originated 61.5% of them and denied 22.2% (26.5% of the applications it decided), against a statewide denial rate of 15.6%.

221Applicationsin WY
26.5%Decision denial ratestate 19.6%
6.99%Median ratestate 6.50%
$115,000Median loanstate $235,000
$23MVolume21 counties

Loandepot.Com in Wyoming vs the state

22.2%Denial rate+6.61 pts vs state
26.5%Decision denial rate+6.90 pts vs state
61.5%Origination rate+0.53 pts vs state
6.99%Median rate+0.49 pts vs state
0.98Rate spread (pts)+0.75 pts vs state
$77kMedian applicant income
136Loans originated
49Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023994135.4%6.50%#43
202420710727.5%6.99%#25
202522113622.2%6.99%#27

What Loandepot.Com lends in Wyoming

By loan purpose

Home purchase 15 7% · 0.0% denied
Refinance 21 10% · 33.3% denied
Cash-out refinance 89 40% · 25.8% denied
Home improvement 5 2% · 20.0% denied
Other / HELOC 91 41% · 19.8% denied

By loan type

Conventional 155 70% · 18.7% denied
FHA 48 22% · 31.3% denied
VA 18 8% · 27.8% denied

Why it denied Wyoming applicants

Collateral 17 35%
Unverifiable information 9 18%
Incomplete application 6 12%
Debt-to-income ratio 6 12%
Credit history 4 8%
Other 4 8%
Insufficient cash 2 4%
Employment history 1 2%

Where in Wyoming

Counties with the most Loandepot.Com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 45259 20.0%
Natrona County 27197 25.9%
Campbell County 16113 18.8%
Fremont County 1593 20.0%
Lincoln County 1357 53.8%
Sweetwater County 13102 15.4%
Sheridan County 13111 7.7%
Carbon County 1264 33.3%
Uinta County 1070 0.0%
Park County 1061 10.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 221 applications in 2025, of which 136 were originated and 49 denied.

22.2% of all applications, or 26.5% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Loandepot.Com originated in Wyoming in 2025 was 6.99%, against a statewide median of 6.50%.

About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology