Pinnacle Bank - Wyoming in Wyoming vs the state
6.3%Denial rate-9.27 pts vs state
7.6%Decision denial rate-12.04 pts vs state
76.7%Origination rate+15.72 pts vs state
—Median rate
—Rate spread (pts)
$89kMedian applicant income
244Loans originated
20Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 391 | 292 | 9.7% | 7.00% | #12 |
| 2024 | 333 | 262 | 7.8% | 6.88% | #14 |
| 2025 | 318 | 244 | 6.3% | — | #17 |
What Pinnacle Bank - Wyoming lends in Wyoming
By loan purpose
By loan type
Where in Wyoming
Counties with the most Pinnacle Bank - Wyoming applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Park County | 109 | 92 | 3 | 2.8% |
| Campbell County | 39 | 25 | 4 | 10.3% |
| Goshen County | 32 | 22 | 3 | 9.4% |
| Washakie County | 27 | 21 | 1 | 3.7% |
| Laramie County | 22 | 17 | 1 | 4.5% |
| Hot Springs County | 19 | 15 | 3 | 15.8% |
| Crook County | 18 | 11 | 3 | 16.7% |
| Weston County | 17 | 14 | 0 | 0.0% |
| Big Horn County | 17 | 13 | 1 | 5.9% |
| Albany County | 10 | 8 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 318 applications in 2025, of which 244 were originated and 20 denied.
6.3% of all applications, or 7.6% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Pinnacle Bank - Wyoming's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology