Plaza Home Mortgage in Wyoming vs the state
16.5%Denial rate+0.90 pts vs state
19.1%Decision denial rate-0.47 pts vs state
68.4%Origination rate+7.34 pts vs state
6.38%Median rate-0.13 pts vs state
0.11Rate spread (pts)-0.12 pts vs state
$104kMedian applicant income
54Loans originated
13Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 4 | 0.0% | 6.69% | #171 |
| 2024 | 44 | 27 | 22.7% | 6.75% | #69 |
| 2025 | 79 | 54 | 16.5% | 6.38% | #62 |
What Plaza Home Mortgage lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fremont County | 17 | 13 | 4 | 23.5% |
| Sweetwater County | 12 | 10 | 1 | 8.3% |
| Uinta County | 9 | 7 | 2 | 22.2% |
| Natrona County | 9 | 3 | 0 | 0.0% |
| Campbell County | 7 | 7 | 0 | 0.0% |
| Carbon County | 7 | 3 | 0 | 0.0% |
| Big Horn County | 5 | 4 | 1 | 20.0% |
| Washakie County | 5 | 4 | 0 | 0.0% |
| Laramie County | 3 | 1 | 2 | 66.7% |
| Sheridan County | 2 | 1 | 1 | 50.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 79 applications in 2025, of which 54 were originated and 13 denied.
16.5% of all applications, or 19.1% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Plaza Home Mortgage originated in Wyoming in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology