Newrez · Wyoming · 2025

Newrez in Wyoming: approval rate, denial rate and rates (2025)

Newrez took 317 mortgage applications in Wyoming in 2025, ranking #19 of 411 lenders active in the state. It originated 46.4% of them and denied 13.6% (22.5% of the applications it decided), against a statewide denial rate of 15.6%.

317Applicationsin WY
22.5%Decision denial ratestate 19.6%
6.13%Median ratestate 6.50%
$285,000Median loanstate $235,000
$47MVolume21 counties

Newrez in Wyoming vs the state

13.6%Denial rate-2.00 pts vs state
22.5%Decision denial rate+2.92 pts vs state
46.4%Origination rate-14.64 pts vs state
6.13%Median rate-0.38 pts vs state
-0.09Rate spread (pts)-0.32 pts vs state
$101kMedian applicant income
147Loans originated
43Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231115020.7%6.50%#38
20241837416.9%6.25%#32
202531714713.6%6.13%#19

What Newrez lends in Wyoming

By loan purpose

Home purchase 72 23% · 5.6% denied
Refinance 108 34% · 4.6% denied
Cash-out refinance 137 43% · 24.8% denied

By loan type

Conventional 137 43% · 17.5% denied
FHA 67 21% · 20.9% denied
VA 107 34% · 2.8% denied
USDA / RHS 6 2% · 33.3% denied

Why it denied Wyoming applicants

Debt-to-income ratio 31 72%
Unverifiable information 4 9%
Insufficient cash 3 7%
Collateral 3 7%
Credit history 2 5%

Where in Wyoming

Counties with the most Newrez applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 84487 8.3%
Natrona County 58298 13.8%
Campbell County 38155 13.2%
Sweetwater County 2145 23.8%
Albany County 1675 31.3%
Sublette County 1252 16.7%
Sheridan County 1251 8.3%
Lincoln County 1152 18.2%
Park County 1052 20.0%
Big Horn County 1040 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 317 applications in 2025, of which 147 were originated and 43 denied.

13.6% of all applications, or 22.5% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Newrez originated in Wyoming in 2025 was 6.13%, against a statewide median of 6.50%.

About this data. Figures are Newrez's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology