Guaranteed Rate in Wyoming vs the state
4.1%Denial rate-11.51 pts vs state
7.3%Decision denial rate-12.33 pts vs state
50.9%Origination rate-10.11 pts vs state
6.38%Median rate-0.13 pts vs state
0.14Rate spread (pts)-0.09 pts vs state
$120kMedian applicant income
113Loans originated
9Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 91 | 38 | 2.2% | 6.44% | #48 |
| 2024 | 111 | 62 | 4.5% | 6.63% | #46 |
| 2025 | 222 | 113 | 4.1% | 6.38% | #26 |
What Guaranteed Rate lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Guaranteed Rate applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 80 | 41 | 5 | 6.3% |
| Teton County | 55 | 28 | 1 | 1.8% |
| Fremont County | 36 | 17 | 1 | 2.8% |
| Lincoln County | 15 | 10 | 1 | 6.7% |
| Albany County | 8 | 5 | 0 | 0.0% |
| Sublette County | 5 | 3 | 0 | 0.0% |
| Natrona County | 4 | 2 | 0 | 0.0% |
| Goshen County | 3 | 0 | 0 | 0.0% |
| Park County | 3 | 3 | 0 | 0.0% |
| Big Horn County | 3 | 0 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 222 applications in 2025, of which 113 were originated and 9 denied.
4.1% of all applications, or 7.3% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Guaranteed Rate originated in Wyoming in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Guaranteed Rate's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology