Citibank · Wyoming · 2025

Citibank in Wyoming: approval rate, denial rate and rates (2025)

Citibank took 15 mortgage applications in Wyoming in 2025, ranking #122 of 411 lenders active in the state. It originated 46.7% of them and denied 20.0% (30.0% of the applications it decided), against a statewide denial rate of 15.6%.

15Applicationsin WY
30.0%Decision denial ratestate 19.6%
6.25%Median ratestate 6.50%
$95,000Median loanstate $235,000
$12MVolume9 counties

Citibank in Wyoming vs the state

20.0%Denial rate+4.44 pts vs state
30.0%Decision denial rate+10.41 pts vs state
46.7%Origination rate-14.34 pts vs state
6.25%Median rate-0.25 pts vs state
-0.22Rate spread (pts)-0.45 pts vs state
$180kMedian applicant income
7Loans originated
3Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023850.0%5.88%#151
20241258.3%6.50%#124
202515720.0%6.25%#122

What Citibank lends in Wyoming

By loan purpose

Home purchase 5 33% · 0.0% denied
Cash-out refinance 2 13% · 50.0% denied
Home improvement 4 27% · 25.0% denied
Other / HELOC 4 27% · 25.0% denied

By loan type

Conventional 15 100% · 20.0% denied

Why it denied Wyoming applicants

Debt-to-income ratio 3 100%

Where in Wyoming

Counties with the most Citibank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Teton County 540 0.0%
Fremont County 220 0.0%
Carbon County 200 0.0%
Campbell County 100 0.0%
Natrona County 101 100.0%
Sheridan County 100 0.0%
Sweetwater County 101 100.0%
Park County 110 0.0%
Lincoln County 101 100.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 15 applications in 2025, of which 7 were originated and 3 denied.

20.0% of all applications, or 30.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Citibank originated in Wyoming in 2025 was 6.25%, against a statewide median of 6.50%.

About this data. Figures are Citibank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology