OriginPoint · Wyoming · 2025

OriginPoint in Wyoming: approval rate, denial rate and rates (2025)

OriginPoint took 124 mortgage applications in Wyoming in 2025, ranking #48 of 411 lenders active in the state. It originated 56.5% of them and denied 4.8% (7.9% of the applications it decided), against a statewide denial rate of 15.6%.

124Applicationsin WY
7.9%Decision denial ratestate 19.6%
6.75%Median ratestate 6.50%
$535,000Median loanstate $235,000
$53MVolume6 counties

OriginPoint in Wyoming vs the state

4.8%Denial rate-10.72 pts vs state
7.9%Decision denial rate-11.70 pts vs state
56.5%Origination rate-4.56 pts vs state
6.75%Median rate+0.25 pts vs state
0.30Rate spread (pts)+0.06 pts vs state
$186kMedian applicant income
70Loans originated
6Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024251412.0%6.93%#90
2025124704.8%6.75%#48

What OriginPoint lends in Wyoming

By loan purpose

Home purchase 78 63% · 5.1% denied
Refinance 27 22% · 0.0% denied
Cash-out refinance 19 15% · 10.5% denied

By loan type

Conventional 117 94% · 5.1% denied
FHA 5 4% · 0.0% denied
VA 2 2% · 0.0% denied

Why it denied Wyoming applicants

Debt-to-income ratio 3 50%
Other 1 17%
Unverifiable information 1 17%
Collateral 1 17%

Where in Wyoming

Counties with the most OriginPoint applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Teton County 68365 7.4%
Lincoln County 46261 2.2%
Sublette County 440 0.0%
Uinta County 210 0.0%
Park County 220 0.0%
Natrona County 110 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 124 applications in 2025, of which 70 were originated and 6 denied.

4.8% of all applications, or 7.9% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans OriginPoint originated in Wyoming in 2025 was 6.75%, against a statewide median of 6.50%.

About this data. Figures are OriginPoint's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology