Bank of America in Wyoming vs the state
35.0%Denial rate+19.44 pts vs state
48.3%Decision denial rate+28.69 pts vs state
37.5%Origination rate-23.51 pts vs state
6.37%Median rate-0.13 pts vs state
0.07Rate spread (pts)-0.16 pts vs state
$130kMedian applicant income
30Loans originated
28Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 84 | 27 | 48.8% | 6.99% | #55 |
| 2024 | 81 | 31 | 30.9% | 6.99% | #55 |
| 2025 | 80 | 30 | 35.0% | 6.37% | #61 |
What Bank of America lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Bank of America applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Teton County | 19 | 11 | 2 | 10.5% |
| Laramie County | 10 | 4 | 5 | 50.0% |
| Natrona County | 9 | 2 | 5 | 55.6% |
| Fremont County | 7 | 2 | 1 | 14.3% |
| Uinta County | 6 | 2 | 2 | 33.3% |
| Albany County | 4 | 2 | 1 | 25.0% |
| Big Horn County | 3 | 1 | 2 | 66.7% |
| Sweetwater County | 3 | 1 | 2 | 66.7% |
| Park County | 3 | 2 | 0 | 0.0% |
| Campbell County | 2 | 1 | 0 | 0.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 80 applications in 2025, of which 30 were originated and 28 denied.
35.0% of all applications, or 48.3% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Bank of America originated in Wyoming in 2025 was 6.37%, against a statewide median of 6.50%.
About this data. Figures are Bank of America's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology