Mutual of Omaha Mortgage in Wyoming vs the state
25.9%Denial rate+10.32 pts vs state
38.6%Decision denial rate+19.01 pts vs state
39.4%Origination rate-21.60 pts vs state
6.38%Median rate-0.13 pts vs state
0.33Rate spread (pts)+0.10 pts vs state
$76kMedian applicant income
67Loans originated
44Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 35 | 26.2% | 6.75% | #62 |
| 2024 | 121 | 67 | 29.8% | 6.50% | #45 |
| 2025 | 170 | 67 | 25.9% | 6.38% | #39 |
What Mutual of Omaha Mortgage lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 29 | 10 | 8 | 27.6% |
| Natrona County | 18 | 6 | 5 | 27.8% |
| Fremont County | 14 | 5 | 5 | 35.7% |
| Park County | 13 | 8 | 2 | 15.4% |
| Campbell County | 12 | 5 | 2 | 16.7% |
| Sheridan County | 11 | 5 | 3 | 27.3% |
| Uinta County | 11 | 6 | 1 | 9.1% |
| Lincoln County | 10 | 4 | 4 | 40.0% |
| Albany County | 8 | 4 | 2 | 25.0% |
| Sweetwater County | 7 | 3 | 1 | 14.3% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 170 applications in 2025, of which 67 were originated and 44 denied.
25.9% of all applications, or 38.6% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Mutual of Omaha Mortgage originated in Wyoming in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology