Discover Bank in Wyoming vs the state
57.4%Denial rate+41.85 pts vs state
77.5%Decision denial rate+57.91 pts vs state
16.1%Origination rate-44.96 pts vs state
9.16%Median rate+2.65 pts vs state
2.76Rate spread (pts)+2.53 pts vs state
$98kMedian applicant income
26Loans originated
93Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 411 | 53 | 56.5% | 9.74% | #10 |
| 2024 | 419 | 82 | 50.8% | 9.11% | #11 |
| 2025 | 162 | 26 | 57.4% | 9.16% | #41 |
What Discover Bank lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most Discover Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 39 | 7 | 20 | 51.3% |
| Natrona County | 30 | 6 | 16 | 53.3% |
| Sheridan County | 16 | 1 | 10 | 62.5% |
| Campbell County | 12 | 2 | 7 | 58.3% |
| Sweetwater County | 9 | 1 | 5 | 55.6% |
| Fremont County | 8 | 1 | 5 | 62.5% |
| Lincoln County | 7 | 3 | 3 | 42.9% |
| Goshen County | 5 | 0 | 5 | 100.0% |
| Albany County | 5 | 2 | 3 | 60.0% |
| Uinta County | 5 | 2 | 3 | 60.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 162 applications in 2025, of which 26 were originated and 93 denied.
57.4% of all applications, or 77.5% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans Discover Bank originated in Wyoming in 2025 was 9.16%, against a statewide median of 6.50%.
About this data. Figures are Discover Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology