AmeriSave Mortgage · Wyoming · 2025

AmeriSave Mortgage in Wyoming: approval rate, denial rate and rates (2025)

AmeriSave Mortgage took 215 mortgage applications in Wyoming in 2025, ranking #30 of 411 lenders active in the state. It originated 25.6% of them and denied 61.9% (70.4% of the applications it decided), against a statewide denial rate of 15.6%.

215Applicationsin WY
70.4%Decision denial ratestate 19.6%
8.63%Median ratestate 6.50%
$115,000Median loanstate $235,000
$7.4MVolume23 counties

AmeriSave Mortgage in Wyoming vs the state

61.9%Denial rate+46.30 pts vs state
70.4%Decision denial rate+50.78 pts vs state
25.6%Origination rate-35.43 pts vs state
8.63%Median rate+2.13 pts vs state
3.04Rate spread (pts)+2.81 pts vs state
$78kMedian applicant income
55Loans originated
133Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231742724.7%6.25%#25
20242295760.3%9.75%#23
20252155561.9%8.63%#30

What AmeriSave Mortgage lends in Wyoming

By loan purpose

Home purchase 3 1% · 66.7% denied
Refinance 4 2% · 50.0% denied
Cash-out refinance 208 97% · 62.0% denied

By loan type

Conventional 138 64% · 55.1% denied
FHA 64 30% · 73.4% denied
VA 13 6% · 76.9% denied

Why it denied Wyoming applicants

Incomplete application 93 70%
Collateral 19 14%
Unverifiable information 10 8%
Debt-to-income ratio 5 4%
Credit history 4 3%
Other 2 2%

Where in Wyoming

Counties with the most AmeriSave Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 32819 59.4%
Natrona County 23811 47.8%
Fremont County 21612 57.1%
Sweetwater County 20414 70.0%
Campbell County 17313 76.5%
Sheridan County 14210 71.4%
Lincoln County 1347 53.8%
Carbon County 1247 58.3%
Albany County 834 50.0%
Uinta County 817 87.5%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 215 applications in 2025, of which 55 were originated and 133 denied.

61.9% of all applications, or 70.4% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans AmeriSave Mortgage originated in Wyoming in 2025 was 8.63%, against a statewide median of 6.50%.

About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology