The Loan Store · Wyoming · 2025

The Loan Store in Wyoming: approval rate, denial rate and rates (2025)

The Loan Store took 74 mortgage applications in Wyoming in 2025, ranking #63 of 411 lenders active in the state. It originated 67.6% of them and denied 13.5% (14.9% of the applications it decided), against a statewide denial rate of 15.6%.

74Applicationsin WY
14.9%Decision denial ratestate 19.6%
6.63%Median ratestate 6.50%
$315,000Median loanstate $235,000
$18MVolume11 counties

The Loan Store in Wyoming vs the state

13.5%Denial rate-2.05 pts vs state
14.9%Decision denial rate-4.66 pts vs state
67.6%Origination rate+6.56 pts vs state
6.63%Median rate+0.13 pts vs state
0.19Rate spread (pts)-0.04 pts vs state
$99kMedian applicant income
50Loans originated
10Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
202428203.6%6.63%#87
2025745013.5%6.63%#63

What The Loan Store lends in Wyoming

By loan purpose

Home purchase 54 73% · 7.4% denied
Refinance 2 3% · 0.0% denied
Cash-out refinance 7 9% · 14.3% denied
Home improvement 3 4% · 33.3% denied
Other / HELOC 8 11% · 50.0% denied

By loan type

Conventional 67 91% · 14.9% denied
FHA 3 4% · 0.0% denied
VA 4 5% · 0.0% denied

Why it denied Wyoming applicants

Debt-to-income ratio 7 70%
Collateral 3 30%

Where in Wyoming

Counties with the most The Loan Store applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sheridan County 23173 13.0%
Laramie County 20151 5.0%
Park County 1053 30.0%
Lincoln County 742 28.6%
Natrona County 430 0.0%
Johnson County 320 0.0%
Washakie County 320 0.0%
Campbell County 110 0.0%
Platte County 101 100.0%
Sweetwater County 110 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 74 applications in 2025, of which 50 were originated and 10 denied.

13.5% of all applications, or 14.9% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans The Loan Store originated in Wyoming in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are The Loan Store's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology